Millennial Marissa Jannetti got into the housing market at the perfect time. In 2018, Jannetti and her husband were just starting their careers. They didn’t want to rent anymore, yet they didn’t have a big budget for a house. They crunched the numbers and learned that if they took out an [FHA loan](https://www.realtor.com/advice/finance/fha-loan-requirements-what-home-buyers-need/), which required
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