Author name: beafloridian.com

FHA VantageScore Rules: How Credit Changes Affect Mortgages

FHA VantageScore Rules: How Credit Changes Affect Mortgages

Credit Score Shake-Up Could Help Millions Buy a Home—but Lenders Say There’s a Hidden Risk The Federal Housing Administration’s push to modernize credit scores could change the system, but also brings new risk, analysts say. Financial firms studying the FHA’s shift to encourage Fannie Mae and Freddie Mac to adopt VantageScore 4.0 expect consequences onRead …

FHA VantageScore Rules: How Credit Changes Affect Mortgages Read More »

PHOTOS: Long Beach Homes Significantly Damaged by Tropical Storm Rachel

PHOTOS: Long Beach Homes Significantly Damaged by Tropical Storm Rachel

Long Beach Homes Sustain Significant Damage Following Tropical Storm Rachel, and 8 Buildings Have Been Red-Tagged California beachfront properties are on the verge of ruin after four days of destructive waves from Tropical Storm Rachel. Inspectors have red-tagged eight buildings on the Long Beach Peninsula so far, affecting 13 individual addresses, and one building hasRead …

PHOTOS: Long Beach Homes Significantly Damaged by Tropical Storm Rachel Read More »

Redesigning Minneapolis: The New Design Rules That Could Transform Local Homes

Redesigning Minneapolis: The New Design Rules That Could Transform Local Homes

Redesigning Minneapolis: The New Design Rules That Could Transform Local Homes Minneapolis is proposing a points-based design scoring system for new houses, duplexes, and triplexes citywide—the first overhaul of the city’s Site Plan Review process since it was created in 2005. Under the city’s proposal, builders would choose from a menu of design standards, eachRead …

Redesigning Minneapolis: The New Design Rules That Could Transform Local Homes Read More »

Honolulu Mayor Decides Fate of East Kapolei Zoning

Honolulu Mayor Decides Fate of East Kapolei Zoning

Honolulu Mayor Decides Fate of East Kapolei Zoning The Honolulu Mayor is now deciding whether to sign a package of bills that would change land classifications in Kapolei and Honouliuli and expand the city’s Transit-Oriented Development Special District into the East Kapolei Neighborhood TOD Plan area. Three linked bills were transmitted to the Mayor onRead …

Honolulu Mayor Decides Fate of East Kapolei Zoning Read More »

October 12, 2026 Economic and Housing Market Outlook

October 12, 2026 Economic and Housing Market Outlook

October 12, 2026 Reports and articles referenced: Featured Report What’s Ahead Recent Realtor.com Economics Reports: – Wednesday, October 14 September Luxury Report – Best School Metros – Thursday, October 15 September Rent Report – Thursday, October 15 Weekly Housing Data Recent Indicators Housing data for download: Video Script: – Introduction: – If you’re looking forRead …

October 12, 2026 Economic and Housing Market Outlook Read More »

Mortgage Rates Hitting 8% in 2026 Is Not Impossible. That Shouldn’t Be Buyers’ Biggest Concern.

Mortgage Rates Hitting 8% in 2026 Is Not Impossible. That Shouldn’t Be Buyers’ Biggest Concern.

Mortgage Rates Hitting 8% This Year Is Not Impossible—and Yet, That Shouldn’t Be Buyers’ Biggest Concern Last week, mortgage rates hit a three-year high—a headline that has been on repeat for several months. In fact, in less than four months, the rate has risen a percentage point. The average rate on 30-year fixed home loansRead …

Mortgage Rates Hitting 8% in 2026 Is Not Impossible. That Shouldn’t Be Buyers’ Biggest Concern. Read More »

Mortgage Rates to Remain above 7% Through 2027, Economist Forecasts

Mortgage Rates to Remain above 7% Through 2027, Economist Forecasts

Mortgage Rates Will Remain Above 7% Through 2027, Top Economist Forecasts Mortgage rates will remain elevated above 7% through the end of next year, according to the forecast of a top housing economist with the Mortgage Bankers Association. “Inflation is too high, leading central banks to raise short-term rates, while budget deficits and debt areRead …

Mortgage Rates to Remain above 7% Through 2027, Economist Forecasts Read More »

Price Cuts Are the Best Concession To Motivate First-Time Buyers

Price Cuts Are the Best Concession To Motivate First-Time Buyers

Price Cuts Are the Best Concession To Motivate First-Time Buyers, Survey Finds First-time homebuyers are gaining confidence in their ability to make the correct decisions in a challenging market. However, one major factor still needs to change before many prospective buyers will take the leap: Sellers need to bring home prices down. In a surveyRead …

Price Cuts Are the Best Concession To Motivate First-Time Buyers Read More »

Scroll to Top